What Are Your Obligations When You File an Accident Insurance Claim?

You must know that if you are injured or killed in a traffic accident, you must contact your own insurance carrier and immediately contact your accident insurance claim lawyer. In addition, before you speak with your insurance agent or representative, you must take down all the pertinent details about the accident. This includes but is not limited to, the details of any injuries sustained, who was at fault, names of all witnesses, details of any documents or receipts required for your insurance claim, the name of anyone you speak with that can act as a witness to your claims, etc. If there are any pictures or other data that you need to include in your accident insurance claim, be sure to do so immediately.

Accident insurance is designed to protect you in the event of an accident. In addition, your accident insurance provides compensation for your lost wages, medical expenses, and property damage you suffer. However, no matter how much money your insurance pays out to you, without proper legal representation, you may never see a cent of what your insurance provider pays out because you may not have sufficient proof to hold up in court. This is especially true if you were not at fault, or if the other party has an insurance provider willing to settle the claim before going to trial.

Your only other real option for receiving a settlement from an accident insurance claim is to go to court. If you do this, you will have to pay the full cost of your claim upfront, with no contingency (referral) fee. This means that you have to pay 100% of the claim without getting anything in return, should you lose the suit. Your insurance provider may provide you with a limited payment, which will be lower than your original bill, and may make it easier for you to settle the claim. However, it is always better to hire an accident lawyer to represent you in court, if you want to recover all of your losses.

The benefits of hiring an accident lawyer are many. First of all, your lawyer will help you prepare your case. They will thoroughly examine all of the documentation that you have that support your accident insurance claim, and make sure that you are eligible for damages. Your lawyer will also help you determine the value of any property that was lost during the accident, and they will help you get any compensation that you are due by contacting your own medical insurance provider and seeking their assistance.

Second, your attorney will help you fight back against your insurance company. Not all insurance companies have an interest in helping you win your case. Some will simply try and negotiate a deal with you to settle the claims as quickly as possible, without actually contesting the case. Your attorney will ensure that you receive fair compensation for your accident, and that you are fully protected. They may also advise you on your rights and make sure that you do not sign a release of liability or a waiver of responsibility prior to actually filing your case in court.

Lastly, your attorney will fight on your behalf to obtain the most financially beneficial compensation for you. Insurance companies know that their odds of winning your case are lower when you are injured and suffering from an accident. They therefore try and settle the claim quickly in order to prevent you from making a successful claim. An experienced accident lawyer will work tirelessly to ensure that they obtain the maximum amount of compensation that you deserve. In the end, if you have an accident insurance claim, you will be satisfied with the outcome.